Since 2008 my family has been dealing with the nightmare of trying to get a modification with Bank of America for our home in Lakewood, CA. We've been told the bank has lost our paperwork more than once, we've been sent denial letters, and we are now on the 3rd attempt to modify our loan.
Due to the unethical practices of Banks and Credit Card companies, and furloughs, my credit has been completely destroyed and I am now in a financial spiral, one that makes it impossible to qualify for a refinance.
Bank of America has ignored our modification requests. They have continually lost and then requested replacement paperwork, impounded tax and insurance payments. We must have a modification before the loan adjusts from interest only to hold on to our home.
We want to make our mortgage payments - and we can - if Bank of America works with us.
